More discussion was raised in the House Financial Services Committee regarding regulatory reform to cram down mortgage loans. The legislation, if passed, would allow bankruptcy judges to retroactively cram down or modify mortgage loans to terms more affordable for the homeowner if service providers won’t perform more loan modifications.
Springing into action, the Mortgage Bankers Association (MBA) promptly responded. David Kittle, MBA Chairman, issued a blistering statement noting that should the legislation pass, it would destabilize the mortgage industry, an industry [...]
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